OKTARINI, Luh Nik; PURWANINGRAT, Putu Atim; ADI MEKARSARI, Ni Ketut. PENGARUH SPIRITUAL QUOTIENT, FINANCIAL LITERACY DAN FINANCIAL ATTITUDE TERHADAP PENYUSUNAN LAPORAN KEUANGAN UMKM. Widya Amerta, [S. l.], v. 12, n. 2, p. 34–52, 2025. DOI: 10.37637/wa.v12i2.2601. Disponível em: https://ejournal.unipas.ac.id/index.php/WA/article/view/2601. Acesso em: 3 nov. 2026.